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what it is
EverQuote helps people shop for insurance online, then sells those shopper referrals to carriers and agents.
how it gets paid
Last year Everquote made $693M in revenue. Auto insurance marketplace was the main engine at $554.4M, or 80% of sales.
why it's growing
Revenue grew 38.5% last year. 186% revenue growth mattered most because it shows carriers came back hard.
what just happened
Revenue hit $497M, up 186% vs. prior year, while EPS reached $1.10.
At a glance
B balance sheet — gets the job done, barely
20/100 earnings predictability — expect surprises
17.3x trailing p/e — the market's not buying it — or you found a deal
23.8% return on capital — every dollar works hard here
$0.88 fy2024 eps est
xvary composite: 46/100 — below average
What they do
EverQuote helps people shop for insurance online, then sells those shopper referrals to carriers and agents.
EverQuote wins by sending insurers shoppers who are close to buying, not just random traffic. That matching engine shows up in a 23.8% return on capital, which means every $1 put into the business generated about $0.24 in operating profit in 2024. If you are an insurer, you keep spending where the math is visible.
How they make money
$693M
annual revenue · their business grew +38.5% last year
Auto insurance marketplace
$554.4M
Home insurance marketplace
$76.2M
Renters insurance marketplace
$27.7M
Life insurance marketplace
$20.8M
Commercial and other insurance
$13.9M
The products that matter
connects shoppers with insurers
Insurance Marketplace
$693M · +38.5% growth
It is the business. This marketplace generated the full $693M in annual revenue and grew 38.5% from the prior year, which means your bet depends on lead volume and pricing holding up.
100% of revenue
Key numbers
$0.88
2024 EPS
EPS → profit per share → so what: EverQuote flipped from losing money in 2023 to making money in 2024.
$693M
TTM revenue
Revenue → money coming in → so what: the business is no longer tiny, and scale matters in lead marketplaces.
23.8%
return on capital
Return on capital → profit earned on invested money → so what: the platform is producing strong economics when demand is there.
7.5%
operating margin
Operating margin → profit after running the business → so what: EverQuote is profitable, but it still needs discipline.
Financial health
B
strength
- balance sheet grade B — adequate — nothing special
- risk rank 3 — safer than 50% of stocks
- price stability 5 / 100
- long-term debt $2M (0% of capital)
B — functional but not a standout on the balance sheet.
Total return vs. market
Return history isn't available for EVER right now.
source: institutional data · return history unavailable
What just happened
beat estimates
Revenue hit $497M, up 186% vs. prior year, while EPS reached $1.10.
Quiet part out loud: this was not a tiny improvement. EverQuote went from a 2023 full-year loss of $1.08 per share to four straight profitable quarters in 2024, ending with $0.33 in Q4.
$497M
revenue
$1.10
eps
7.5%
operating margin
the number that mattered
186% revenue growth mattered most because it shows carriers came back hard, and this model gets very profitable when volume returns.
source: company earnings report, 2026
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What could go wrong
The #1 risk is auto insurance marketplace share that is still only 5%.
med
share leadership that barely qualifies as leadership
Its estimated 5% market share for 2026 is only one point ahead of USAA at 4% and two points ahead of Travelers at 3%. That leaves very little room for execution mistakes.
A slip from 5% toward the pack would hit the entire marketplace story, because there is no other segment to bail it out.
med
forecast whiplash
The page shows $693M in annual revenue, then a $500M revenue estimate that is 28% lower. That is a wide gap for a company trading at a $594M market cap.
If the business tracks closer to $500M than $693M, the recent quarter starts looking like a spike instead of a baseline.
med
earnings that are hard to model
An earnings predictability score of 20/100 is the market's polite way of saying this business likes surprises. Price stability at 5/100 says the stock takes that personally.
Even good news can come with violent moves. That matters if your thesis depends on a smooth rerating.
Put the three together and the setup is simple: a $594M stock with a real beat, a real buyback, and a revenue base the market still does not trust. If revenue falls from $693M toward $500M while share stalls at 5%, the multiple probably does not save you.
source: institutional data · regulatory filings · risk analysis
Pay attention to
q1 2026 earnings
the revenue beat was the number that mattered
$121.22M versus a $51.76M consensus is not a rounding error. If you own EVER, this is the print that needs follow-through.
revenue trend
$693M actual versus $500M estimate
Same company. Very different revenue levels. Watch which number future quarters start to validate.
capital return clock
the $50M buyback expires july 22, 2026
Authorization is nice. Actual repurchases matter more. Against a $594M market cap, usage would be visible.
competitive position
5% share is still a thin edge
A one-to-two point lead over peers is enough to mention, not enough to relax. Watch whether management turns that gap into something wider.
Analyst rankings
earnings predictability
20 / 100
Low predictability means analysts have a hard time modeling the quarters. In human-speak, expect surprises and do not confuse one beat with stability.
risk rank
3
Risk rank 3 means it sits around the middle of the pack on overall risk. Not reckless. Not defensive.
price stability
5 / 100
A 5/100 price stability score means the chart has a short temper. If you own it, you should expect sharp moves.
source: institutional data
Institutional activity
institutional ownership data for EVER is being compiled.
source: institutional data
Price targets
3-5 year target range
n/a
n/a
$25
current price
n/a
target midpoint · n/a from current
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